Accept crypto,
even from customers
who have none.

Let customers pay the way they can — 30+ coins or a bank card — and get stablecoins either way, through one integration.

30+
cryptocurrencies
from 0.5%
processing fee
5 min
to first invoice
15
blockchain networks
BTCETHUSDTUSDCXMRLTCSOLBNBGRAMand more

Cryptocurrency processing on the best terms

PawPayments accepts various tokens across almost all known cryptocurrency networks. We offer the best market conditions for partners with long-term business relationships.

Licensed gateway

Registered with FINTRAC as a money services business (MSB C10001337), built and run entirely in-house

One-tap payment

A unique one-tap payment feature available to your customers

Flexible merchant settings

Manage all coins, customize payment precision, and much more

Wide token selection

We add both the most popular tokens and networks, as well as emerging ones

Auto-conversion

We automatically convert coins to USDT or USDC. Don't worry about the conversion rate, we'll handle it for you

Instant payouts

Withdraw received coins to wallets without delays or holds

AML protected

We check all transactions for compliance, so you can be sure that your funds are safe

Ready to start?Connect now

Transparent rates
with no hidden fees

We offer the best conditions for accepting digital assets on the market for partners with long-term business perspectives

1.8%For small
companies
1.2%For medium
business
from 0.5%Custom terms for
high-load projects
Discuss terms

We accept all popular coinsacross various blockchain networks

PawPayments works with both the most popular and emerging tokens across various blockchain networks, giving payers a wide choice

XMR
USDC
USDT
BTC
ETH
LTC
BNB
GRAM
XMR
USDC
USDT
BTC
ETH
LTC
BNB
GRAM
XMR
USDC
USDT
BTC
ETH
LTC
BNB
GRAM
XMR
USDC
USDT
BTC
ETH
LTC
BNB
GRAM

Customers without crypto can pay by card

The “Pay by card” button shows up on your checkout by itself, on every invoice that accepts USDC. No new integration and nothing to switch on.

1

Customer taps “Pay by card”

Right on your checkout, next to the crypto options. No wallet or exchange account needed.

2

Stripe charges the card

Our partner Stripe processes the card and buys the exact invoice amount in USDC.

3

You get USDC

It arrives on your invoice like any other crypto payment: same balance, same webhook.

No chargebacks on your balance

Stripe is the merchant of record for the card payment and handles fraud and disputes.

The full amount

Card and network fees are paid by the customer on top of the invoice.

US and EU customers

Card payments work for payers in the US and the EU. Everyone else pays in crypto.

Bring merchants.
Earn 30% for life.

Know businesses that should take crypto? Send them your link: you get 30% of what we earn on every payment they take, for as long as they process with us. They pay nothing extra.

  1. 1

    Get your link

    Every PawPayments account has one in the Partner section of the dashboard. No application.

  2. 2

    Share it

    Anyone who signs up within 30 days of opening it is yours, with every merchant they create.

  3. 3

    Earn and withdraw

    Your 30% builds up on its own balance with every payment they take. Withdraw in USDT or USDC.

Get your partner link

Everything you need to know before integrating

What tokens are currently supported?

We support all major tokens across popular blockchain networks including Bitcoin, Ethereum, USDT, USDC, BNB, Litecoin, Monero, Gram and more. New tokens are added regularly based on market demand.

Can my customers pay by card?

Yes, customers in the US and the EU can. On the checkout they tap “Pay by card”: our partner Stripe processes the card and buys the exact invoice amount in USDC, which arrives on your invoice like any other crypto payment. Stripe handles card fraud and disputes, and the card and network fees are paid by the customer. The button appears on every invoice that accepts USDC, except permanent-address ones.

Can I avoid crypto volatility?

Yes. Auto-conversion automatically swaps incoming BTC, ETH and other coins into USDT or USDC at the moment of payment, so your merchant balance is held in stablecoins. The conversion fee is included in the published rates.

Where are my funds held? Is PawPayments custodial?

PawPayments is a custodial processor. Incoming payments are received on operational wallets we control and credited to your merchant balance, from which you can withdraw to any external wallet at any time. There are no minimums or holds for verified merchants.

How long does merchant setup take?

Merchant setup takes about 5 minutes. You register, create a merchant, configure the tokens and payment settings you need, and you're ready to accept crypto payments. KYB verification typically completes in minutes to a few hours.

How do I integrate PawPayments?

We provide a hosted invoice page (no code required), a REST API and webhook events documented at docs.pawpayments.com. Most stores go live with a single API key and one webhook endpoint.

What are the commission rates?

Our standard rate is 1.8% for small companies. Medium businesses get 1.2%, and high-volume projects can negotiate custom terms starting from 0.5%. Contact us to discuss the best plan for your needs.

Is there a minimum volume to start?

No. There is no minimum volume to register a merchant or accept payments. Custom rates from 0.5% become available once monthly volume reaches the relevant tier.

How do withdrawals work?

Withdrawals are instant and processed without delays or holds. You can withdraw your funds to any external wallet at any time directly from your merchant dashboard.

If your question isn't answered here, please contact technical support

Every customer can pay.You get stablecoins.

30+ coins for those who hold crypto, a card for those who don't. Fees from 0.5%.

Start accepting payments
Setup in just 5 minutes